A credit report is an in-depth document that records your history with creditors and has a substantial effect on your future financial opportunities. Possessing a 'good' credit report is common as long as you pay your bills and debt repayments on time. On the other hand, overlooking a repayment on a bill or debt repayment [...]

There's no doubt that bankruptcy isn't the ideal scenario to be experiencing. There are some severe financial consequences involved and it's a very problematic and stressful process that will affect you financially for several years to come. Finding yourself in mountains of debt can come about faster than you think, and lots of people find [...]

A log of folks face financial troubles at some point in their lives, and the majority of these individuals are very likely to be familiar with debt collectors. A debt collector is a person whose job is to collect debts on behalf of an enterprise. A debt collector can either be an employee of a [...]

When it involves money, a person's personality plays a notable role in their financial decision-making. Everyone is unique, and that's what makes us human, so it really shouldn't come as a revelation that there are some types of personalities that are more likely to have money complications than others. It's difficult to adjust your personality [...]

Nearly all of us have seen the multitude of debt consolidation ads on television. There is a huge amount of competition in the debt consolidation industry because sadly, lots of people are struggling financially and these companies provide much needed financial relief. Mortgages, car loans, credit cards; people can obtain loans from a huge range [...]

Bankruptcy is not a decision that should be taken lightly. There are some serious financial implications involved and your financial freedom will be limited for many years to come. This doesn't mean that declaring bankruptcy is the end of the world though. It should actually be thought of as the first step in securing a [...]

Experiencing financial hardship is a considerably stressful situation and unfortunately, millions of people across the globe find themselves in this situation each day. People in this predicament have a number of options to recover from their financial issues, and bankruptcy should be thought of as a last resort when all other alternatives have been exhausted. [...]

Providing food for your family is paramount and the costs of doing this can fluctuate largely depending on your mood, finances, and whether or not you're hungry when you visit the grocery store! But the truth is that food is a sizable expense for a large number of families, and seeking ways to save at [...]

Everyone loves money, particularly spending it! Buying new toys or new clothes which make you feel and look good is important for your confidence and self-esteem. Yet how do you know if you're good with money or not? Even if you get paid plenty of money doesn't indicate you're good with it. There are plenty [...]

There's no doubt that are some heavy financial repercussions in declaring bankruptcy, and there's no question that your life will encounter some considerable changes. If you're in this scenario, don't be alarmed. The difficult economic times witnessed today means that more and more individuals are declaring bankruptcy. In reality, there are about 20,000 Australians every [...]